GETTING A GREAT DEAL ON A MORTGAGE LOAN

A mortgage is a loan that is placed on the home you wish to buy, refinance, or construct, and is a long term commitment to a lender, whether it is a bank, credit union, or a mortgage lender. Most mortgages are 30 year terms, so you are in for the long haul when you take out a new mortgage.

The following list is the best resources you need to FIND A GREAT MORTGAGE. You should educate yourself, and evaluate many programs, before you make a decision. This list is my best advice to you, after years spent in the Mortgage industry. DON'T GET TAKEN IN BY FRAUD OR PREDATORY LENDERS. You can't afford not to get this information!



1. MORTGAGE LOAN APPROVAL CENTER: Your first stop for quick approvals and flexible programs.

2. BAD CREDIT MORTGAGE:
You can get a Mortgage even with bad credit- you just have to know where and how to look. Bad Credit Loan Sources.

3. STATED INCOME MORTGAGES: You can qualify for a mortgage loan with stated income: this is a loan product that works great for self employed customers, but even with a regular job you can qualify.

4. PURCHASE MORTGAGE: Finally, you can buy your dream home with affordable purchase programs, even No Money Down and 100% financing avaiable.

5. REFINANCE MORTGAGE: You can find a better deal for your current home, refinance and get a lower rate, shorter term, and generous CASH OUT available.

6. CONSTRUCTION LOAN: If you can't find your dream house, Build it instead! Qualify for a construction mortgage and you can commission a builder or do it yourself.

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